Often, Chapter 13 bankruptcy can offer many more benefits than Chapter 7. If you have certain types of debt, such as a car loan or mortgage, Chapter 13 can enable you to make payments through a three- to five-year plan, and help you keep your car or home.
As soon as you file for Chapter 13, creditors can no longer harass you, garnish your wages or pursue foreclosure.
If you are facing bankruptcy, you might be feeling frustrated, worried and alone. At the Law Offices of Jasmin Nguyen, we know what you are going through and we're here to help. Contact us online to arrange a free consultation or call 916-714-7100. The sooner you speak to an experienced attorney, the sooner we can stop wage garnishment, foreclosure and creditor harassment.
Sacramento Lawyer for Avoiding Foreclosure
At Law the Offices of Jasmin Nguyen, we have significant experience helping clients obtain debt relief through Chapter 13. Through this option, we will assist you in creating a manageable three- to five-year plan in which you will repay a portion of your debt. Upon completing the plan, the rest of your unsecured debt will be forgiven. Additional strategies we may explore for relieving your debt include:
- Lien stripping
- Bankruptcy cram down
A trustee will be appointed to oversee your Chapter 13 repayment plan. The trustee will make payments for you to ensure you are following the plan. However, your trustee will not assist you in creating your plan.
Contact us for skilled assistance during Chapter 13. To speak with an Elk Grove Chapter 13 bankruptcy lawyer who will speak in terms you can understand, call 916-714-7100.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.